body {
    font-family: 'Noto Sans KR', sans-serif;
    line-height: 1.6;
    background-color: #f8f9fa;
    color: #333;
}

header {
    background: linear-gradient(135deg, #2c3e50 0%, #3498db 100%);
    padding: 2rem 0;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.1);
    position: relative;
    overflow: hidden;
}

header::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url("data:image/svg+xml,%3Csvg width='100' height='100' viewBox='0 0 100 100' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M11 18c3.866 0 7-3.134 7-7s-3.134-7-7-7-7 3.134-7 7 3.134 7 7 7zm48 25c3.866 0 7-3.134 7-7s-3.134-7-7-7-7 3.134-7 7 3.134 7 7 7zm-43-7c1.657 0 3-1.343 3-3s-1.343-3-3-3-3 1.343-3 3 1.343 3 3 3zm63 31c1.657 0 3-1.343 3-3s-1.343-3-3-3-3 1.343-3 3 1.343 3 3 3zM34 90c1.657 0 3-1.343 3-3s-1.343-3-3-3-3 1.343-3 3 1.343 3 3 3zm56-76c1.657 0 3-1.343 3-3s-1.343-3-3-3-3 1.343-3 3 1.343 3 3 3zM12 86c2.21 0 4-1.79 4-4s-1.79-4-4-4-4 1.79-4 4 1.79 4 4 4zm28-65c2.21 0 4-1.79 4-4s-1.79-4-4-4-4 1.79-4 4 1.79 4 4 4zm23-11c2.76 0 5-2.24 5-5s-2.24-5-5-5-5 2.24-5 5 2.24 5 5 5zm-6 60c2.21 0 4-1.79 4-4s-1.79-4-4-4-4 1.79-4 4 1.79 4 4 4zm29 22c2.76 0 5-2.24 5-5s-2.24-5-5-5-5 2.24-5 5 2.24 5 5 5zM32 63c2.76 0 5-2.24 5-5s-2.24-5-5-5-5 2.24-5 5 2.24 5 5 5zm57-13c2.76 0 5-2.24 5-5s-2.24-5-5-5-5 2.24-5 5 2.24 5 5 5zm-9-21c1.105 0 2-.895 2-2s-.895-2-2-2-2 .895-2 2 .895 2 2 2zM60 91c1.105 0 2-.895 2-2s-.895-2-2-2-2 .895-2 2 .895 2 2 2zM35 41c1.105 0 2-.895 2-2s-.895-2-2-2-2 .895-2 2 .895 2 2 2zM12 60c1.105 0 2-.895 2-2s-.895-2-2-2-2 .895-2 2 .895 2 2 2z' fill='%23ffffff' fill-opacity='0.05' fill-rule='evenodd'/%3E%3C/svg%3E");
    opacity: 0.5;
}

header h1 {
    font-size: 1.8rem;
    font-weight: 700;
    margin-bottom: 1rem;
    color: #fff;
    text-shadow: 2px 2px 4px rgba(0, 0, 0, 0.1);
}

header .lead {
    color: #fff;
    font-size: 1.2rem;
    text-shadow: 1px 1px 2px rgba(0, 0, 0, 0.1);
}

.security-badges {
    color: #fff;
    opacity: 0.9;
}

.security-badges i {
    transition: transform 0.3s ease;
}

.security-badges i:hover {
    transform: scale(1.1);
    opacity: 1;
}

.card {
    border: none;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
    margin-bottom: 1.5rem;
    background: #fff;
    border-radius: 15px;
    overflow: hidden;
}

.card:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.15);
}

.loan-icon {
    color: #3498db;
    margin-bottom: 1rem;
    transition: transform 0.3s ease;
}

.card:hover .loan-icon {
    transform: scale(1.1);
}

.card h3 {
    color: #2c3e50;
    font-size: 1.3rem;
    margin-bottom: 1rem;
    font-weight: 600;
}

.card ul li {
    margin-bottom: 0.5rem;
    color: #666;
    position: relative;
    padding-left: 1.5rem;
}

.card ul li::before {
    content: '•';
    color: #3498db;
    position: absolute;
    left: 0;
    font-size: 1.2rem;
}

.btn-primary {
    background: linear-gradient(135deg, #3498db 0%, #2c3e50 100%);
    border: none;
    padding: 12px 24px;
    font-weight: 600;
    border-radius: 8px;
    transition: all 0.3s ease;
}

.btn-primary:hover {
    background: linear-gradient(135deg, #2c3e50 0%, #3498db 100%);
    transform: translateY(-2px);
    box-shadow: 0 4px 15px rgba(52, 152, 219, 0.3);
}

.btn-outline-primary {
    border: 2px solid #3498db;
    color: #3498db;
    font-weight: 600;
    transition: all 0.3s ease;
    border-radius: 8px;
}

.btn-outline-primary:hover {
    background: #3498db;
    color: white;
    transform: translateY(-2px);
    box-shadow: 0 4px 15px rgba(52, 152, 219, 0.3);
}

.form-control {
    border-radius: 8px;
    border: 2px solid #e9ecef;
    padding: 12px;
    transition: all 0.3s ease;
}

.form-control:focus {
    border-color: #3498db;
    box-shadow: 0 0 0 0.2rem rgba(52, 152, 219, 0.25);
}

.modal-content {
    border: none;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.2);
    border-radius: 15px;
}

.modal-header {
    background: linear-gradient(135deg, #2c3e50 0%, #3498db 100%);
    color: #fff;
    border-radius: 15px 15px 0 0;
}

.modal-header .btn-close {
    color: #fff;
    opacity: 0.8;
}

.table th {
    background-color: #f8f9fa;
    color: #2c3e50;
    font-weight: 600;
}

footer {
    background-color: #fff;
    padding: 2rem 0;
    border-top: 1px solid #eee;
}

footer h5 {
    color: #2c3e50;
    font-weight: 600;
    margin-bottom: 1rem;
}

.service-features {
    padding: 2rem 0;
}

.feature-item {
    padding: 1.5rem;
    background: #fff;
    border-radius: 15px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
    border: 1px solid #e9ecef;
}

.feature-item:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.15);
    border-color: #3498db;
}

.feature-item i {
    color: #3498db;
    margin-bottom: 1rem;
    font-size: 2rem;
    transition: transform 0.3s ease;
}

.feature-item:hover i {
    transform: scale(1.1);
}

.feature-item h4 {
    color: #2c3e50;
    font-size: 1.2rem;
    font-weight: 600;
    margin-bottom: 1rem;
}

.feature-item p {
    color: #666;
    font-size: 0.9rem;
    line-height: 1.6;
}

.company-info {
    color: #666;
}

.company-info p {
    margin-bottom: 0.5rem;
}

.disclaimer {
    background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
    padding: 2rem;
    border-radius: 15px;
    margin-top: 2rem;
    text-align: center;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.05);
}

.disclaimer-text {
    font-size: 1.3rem;
    color: #666;
    margin-bottom: 1rem;
    line-height: 1.6;
}

.disclaimer-warning {
    font-size: 1.3rem;
    color: #e74c3c !important;
    font-weight: 600;
    margin-bottom: 1rem;
    line-height: 1.6;
    text-shadow: 1px 1px 2px rgba(0, 0, 0, 0.1);
}

.privacy-content h6 {
    color: #2c3e50;
    font-weight: 600;
    font-size: 1.1rem;
    margin-top: 1.5rem;
}

.privacy-content p {
    color: #666;
    font-size: 1rem;
    line-height: 1.6;
}

.btn-link {
    color: #3498db;
    text-decoration: none;
    font-size: 0.9rem;
    transition: all 0.3s ease;
}

.btn-link:hover {
    color: #2c3e50;
    text-decoration: underline;
}

/* 섹션 높이 동일화 */
main .row {
    display: flex;
    flex-wrap: wrap;
    min-height: 100%;
}

main .col-md-6 {
    display: flex;
    flex-direction: column;
    height: 100%;
}

main .col-md-6 > div {
    height: 100%;
}

main .col-md-6 .row {
    display: flex;
    flex-wrap: wrap;
    margin: 0 -10px;
    height: 100%;
}

main .col-md-6 .col-md-6 {
    padding: 0 10px;
    margin-bottom: 20px;
}

main .col-md-6 .card {
    height: 100%;
    display: flex;
    flex-direction: column;
}

main .col-md-6 .card-body {
    flex: 1;
    display: flex;
    flex-direction: column;
}

main .col-md-6 .service-features {
    margin-top: auto;
}

/* 모바일 대응 */
@media (max-width: 767.98px) {
    main .col-md-6 {
        margin-bottom: 1rem;
    }
    
    main .col-md-6 .col-md-6 {
        width: 100%;
    }

    /* 상품 섹션 숨김 */
    main .col-md-6:first-child {
        display: none;
    }

    /* 상담신청 섹션 전체 너비 사용 */
    main .col-md-6:last-child {
        width: 100%;
    }

    header h1 {
        font-size: 1.5rem;
    }
    
    .card {
        margin-bottom: 1rem;
    }
    
    .feature-item {
        margin-bottom: 1rem;
    }
    
    .disclaimer-text,
    .disclaimer-warning {
        font-size: 1.2rem;
    }
}